Accident and Sickness Insurance is mandatory for all residential and international students.* Effective January 1, 2006, all residential and international students enrolled at Schreiner University are automatically enrolled in the student accident and health insurance offered by the University unless proof of comparable coverage has been provided during the on-line web waiver process. Providing proof of insurance to Athletics does not negate the requirement of completing the on-line web waiver process.

For Schreiner students who do not have insurance, a student health insurance plan is available through the University.

For the 2008-2009 academic year, this insurance plan will be administered by Associated Insurance Plans (AIP) with Delos as the carrier. The cost for coverage from 8/16/08 to 8/15/09 is $516. This insurance plan is available to all students carrying three or more hours with optional coverage for spouse and dependants.

The student will have $50,000 coverage per cause for sickness or accident after a $100 deductible is met. Coverage up to $5,000 is paid at 100%. From $5,001 to $50,000 coverage is paid at 80% with the student being responsible for 20%.

There is an optional supplemental which parents/students may purchased for an additional $180. This will increase coverage to $150,000 (per accident or sickness cause) paid at 80% after $100 deductible and after the policy has paid 100% from$101 to $5,000.

This insurance plan offers an annual wellness exam benefit ($250 coverage) for a $20 co-pay. This could include a pap smear, routine lab, etc. Additional benefits of membership include the Co-Health Group Collegiate Plan which provides substantial discounts for vision, dental and prescription pharmacy at the time of service.

The student is required to complete and submit a claim form for each injury or illness to AIP in a timely manner. Until the claim form is received, the insurance company is unable to initiate payment. No other paperwork is required. The Health and Wellness Office will be glad to assist the student with this process.

For graduating students, short term medical insurance is available for three months, six months and up to one year.

Additional information regarding this insurance plan will be provided during Mountaineer Days and Welcome Week. You may also call (830) 792-7279 or email Health@schreiner.edu.

*Although it is highly recommended for all Schreiner students, the mandatory Accident and Sickness insurance requirement for health insurance coverage does not apply to commuters.

Health Insurance insures students can access health care off campus, consult a specialist, and have coverage for emergency and hospitalization. All students are encouraged to carry a copy of their insurance card to avoid delay in healthcare in an emergency and to provide updated information by visiting the Health and Wellness web page listed above at any time when it changes.